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| Colorado hailstones, June 2025. (9News photo) |
We talked about trying to get fire etc coverage for our rental cabin, It came up for renewal right during the big Aspen Acres Fire, and that was a hard no. (The coverage came from a different company arranged through a broker). Bad enough that it is not owner-occupied; now it's too close to the fire.
Yet as her computer told her, the only claims that I have submitted for that house and for my own house were for hail damage! A big storm in 2017 led to roof replacement on both houses in 2018. The cabin already had a metal roof; now it has a newer one.
Fires are scary and can take out many structures in a day, but hail costs Coloradans more:
Hail is the number one factor driving up homeowners insurance rates in Colorado, according to a new analysis released by the state’s Division of Insurance and the Governor’s office.
Wildfire risk accounts for a much lower percentage of premiums on average, according to the data, though wildfire-prone homes in Colorado are often dropped by insurers altogether.
Insurance premiums in the state are rising faster than the national average and far outpacing inflation, with no clear end in sight. That’s partly because Colorado regularly faces multiple catastrophes, like hail storms and infernos.
Now this news from Colorado State University:
Colorado State University researchers will deploy artificial intelligence-assisted weather forecasts in 2027 that could extend warnings of dangerous, destructive hailstorms by hours or possibly days ahead of current modeling. . . .
A cross-discipline team is linking a specialized version of chipmaker NVIDIA’s forecasting, which they dubbed Hail-StormScope, with a previously developed CSU machine-learning model. Using the two together is already proving to increase warning times and update impact areas as storms change. . . .
The new system will draw on older, low-tech tools as well, including CSU climatologist Russ Schumacher’s statewide network of amateur weather observers whose home stations come with a foil-covered styrofoam platform that can register the size of hailstones before they melt.
Click through for some interesting graphics.













